About Us

NCIP/US Medicare Agency is an insurance agency dedicated to Customer Satisfaction. For the last 35 years we have offered the people of Colorado, Arizona, Oklahoma, Texas, Utah, Washington & Indiana with health insurance policies that fit their health care needs. Call us today to schedule an appointment with one of our agents.

Chris Grubb


Chris, the president and General Agent for NCIP/US Medicare Agency, has been a resident of Northern Colorado since 1970. First licensed to sell insurance in 1983. Achieved the “LIFE UNDERWRITER TRAINING COUNCIL FELLOW in 1992. Completed the following professional courses: Professional Growth, Personal Estate and Retirement Planning, Business Insurance, Advanced Sales, Meeting Clients needs and was also class moderator for Life Underwriters.

I have conducted 4 week long Estate and Retirement Planning classes for public attendance. Assisted in enrollments meetings for large employer groups and insurance company meetings. Conduct Educational Meetings for the general public to learn about Medicare.

Licensed and contracted in 7 states: Colorado, Wyoming, Oklahoma, Arizona, Nevada, Washington and Idaho. Experienced in Health, Life, Disability, Auto, Home and Commercial Insurance.

I will always do my best to provide the best possible advise and plans to my clients and my associates and to maintain the highest integrity with each person and each company to achieve the best possible results.



Heidi Delaney

Heidi is local to Oklahoma having graduated from the University of Oklahoma with a Master of Legal Studies in Health Care. She is certified in Health Care Compliance (CHC). Heidi has worked in health care extensively on the provider side since 2002, providing her with a unique insight to help physicians and individuals understand Medicare. Her passion for people has helped her navigate health care in an extremely successful and rewarding manner. She has helped thousands of people over the years better themselves all while respecting their individual needs and maintaining the highest level of integrity. Heidi prides herself in being on the cutting edge of healthcare, specializing in regulatory research & compliance, risk assessment, strategic planning & analysis, security maintenance, auditing, corrective action planning, industry networking, training & onboarding, and compliance training & education

Licensed in Oklahoma, Texas, Colorado, Wyoming and Arizona.

Helping one person might not change the world, but it could change the world for one person



Donna Sena Keirns

Donna is the Administrative Assistant for the agency. Born and raised in Santa Fe NM, Donna has lived in Loveland, CO since 1993. She has an MA in Organizational Management with a background in public policy and an extensive range of customer service experiences. She has been a small business owner and artist. In her free time, she finds being creative very satisfying. Donna is detailed oriented and goes above and beyond to research questions provide answers.